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New Credit Profile Today!

Call today - (313) 399-5105



Recognize that unexpected events happen all the time in life and sometimes they can reflect on your credit. Let’s start getting you approved again. Just like technology helps us communicate messages faster, good credit will allow you to move faster and get things done expediently. There is a tried and proven method to make sure our customers benefit the most they can. THIS IS NOT AN INSTANT FIX! It is a process that involves work on your behalf to ensure success

First Class Customer Service


The SCN is made up of nine digits that have the exact same genetic makeup of a Social Security Number. This number is NOT government issued like an EIN or TIN and it is not a new Social Security Number and NOT a tax ID. It is simply an available file number at the credit bureaus that can have financial information reported. You have the right to establish this number. It is not intended to misrepresent your Social Security Number. You are responsible for any debt you incur using your Secondary Credit Number. At times you may hear it referred to as a CPN which stands for Credit Privacy Number or Credit Profile Number. To clarify it is a Secondary Credit Profile that has Privacy benefits because it guards your Social Security Number and Privacy.

Stop_hand-743459We’re sure you are tired of hearing you have been “Denied” this is an opportunity to improve your quality of life by increasing your credit. We work with individuals everyday that have the same challenges as you. We like being able to inform you we can and will help you. It does not matter what type of situation you face credit wise we have a solution that will put you back in the driver’s seat. No longer do you have to worry about hearing the word “Denied” due to bad credit.

We want to make sure you get the best quality service available. Not only do we have solutions for any credit situation, we know each situation is individual, personal and private. With SCN FIRST CLASS you can be sure we will deliver great results with a smile. We respect your Privacy and will never share your information with anyone.

How exactly does it guard my Social Security Number

It does by allowing you to use your SCN in the place of your SSN for Credit Purposes.  We want to be clear you know you can not use this number for purchasing a fire arm, obtaining a federal funded mortgage, applying for employment, registering a motor vehicle or for government purposes.

So what can I do with this number?

You can use it to acquire credit cards, retail cards, non-government loans, bank accounts, etc. It is a fresh credit profile which is why it is referred to as a Secondary Credit Number. It legally co-exists with your SSN. Keep in mind while this will provide a “fresh start” it is not a means to defraud creditors. We instruct you how to properly use this second chance legally and wisely.

How is this legal?

Due to certain rights guaranteed by the 1974 US Privacy Act Title V (View The 1974 Privacy Act), you have the right to keep your Social Security Number private and not be denied service due to your refusal to disclose it. The credit bureaus are not government agencies, so you do not have to give them your Social Security Number. To answer the question, YES if used properly. Thousands of people have used a SCN / CPN over the past 30 years and continue to do so.

Mobile-Payments-SocialCentivIdentity Theft

Identity Theft is when someone uses your personal identifying information, like your name and Social Security Number, without your permission, to commit fraud or other crimes. It is one of the fastest growing crimes in North America today. The FTC estimates 9 million Americans fall victim. It takes a thief minutes to steal your identity, but it can take you years to repair the financial damage. Identity Theft is one of the reasons that an SCN is available to you.

Get started online today or call (313) 399-5105

We look forward to getting you set up with your very own SCN today. Our company affiliates are committed to helping every client every time No exceptions! We are here to guide our clients to Financial Freedom. If you have questions, please don’t hesitate to call, visit our FAQ or Email us at: We look forward to helping you achieve your credit goals!

SCN First Class does Credit Counseling & Referrals for Credit Repair. Please call or email for more information.